8 ways to talk to your partner about money, according to the experts
- It is important to discuss finances with your partner at the start of your love relationship, say financial planners.
- But talking about money doesn’t always come easy, so we asked financial experts about the best ways to approach the topic.
- You should do your homework before you get into finances, they said, and phrase the questions in a way that makes them a two-way conversation.
- Visit the Business Insider homepage for more stories.
When you first start dating, there’s a lot to discover about them – their interests, their values, and how you overlap (or don’t overlap) on certain things, to name a few.
But what about finances?
When you meet them for dinner, ask yourself, “How was your day – and are you contributing to a 401 (k) or are you in debt?” “
“For many people, talk about money may not come naturally, ”Heather Winston, Financial Planner and Associate Director at Main Financial Group, Business Insider said. “It’s also unlikely to happen on your first date – if you want a second. ”
She said that while it’s not something to focus on too soon, it’s also not a conversation you want to strike up before you’ve walked down the aisle, or worse, when all the bills. appear.
“When your relationship gets more serious, it’s time to have a more frank discussion about money,” Winston said. “It won’t always be easy, but bringing up the difficult conversation will be essential in building a solid foundation for your future together.”
But talking about money doesn’t always come easily. So we asked financial experts to influence the best means of talk to your money partner – especially when you’ve just started dating.
Here are their top tips.